FLEXIBLE FINANCING

for 29 years!

For more information

CALL TODAY!

877-486-3442

Frequently Asked Questions

How can I make my payments?

We offer a variety of payment options, including the use of our website at www.hccredit.com, our automated phone system (no additional fees), through the assistance of a customer service representative ($19.95 fee), or by direct mail to our offices. (Specific information regarding your payment options will be outlined on each of your monthly statements.)

When is my payment due?

We will send you a monthly statement which will show when your payment is due. Your statement will be mailed to you no less than 21 days prior to payment due. The due date on your statement will be the same every month. If you wish to change this date to another date that works better for your personal circumstances, please call our Customer Service Department.

The HELPcard^® is a

revolving line of credit

you can obtain to

and services from thousands of participating merchants and providers.

Because we examine many levels of

, we can offer you a fresh

beyond conventional lending.

The HELPcard^® offers:

	Small, affordable payments, designed to fit any budget,
	Promotional terms available,
	Instant Approvals – no waiting to start your purchase,
	Experienced and friendly Customer Service Representatives to answer your questions,
	Automatic payment draft available, and
	On-line bill payment available.