The HELPcard® provides unsecured consumer revolving credit finance programs to individual merchants and direct to market retailers selling either products or services.
Established in 1983, The HELPcard® primarily serves prime and near prime consumers desiring to purchase goods and services related to the healthcare market including insurance co-pays and deductibles. For our merchants who desire it, we also offer Billing Program Options. These goods and services include, but are not limited to, dental procedures, chiropractic procedures, hearing aids, specialty bedding, and home exercise equipment.
The HELPcard® presently serves merchants and/or corporations in all 50 states. The company has significantly grown its loan volume during its history. The average cardholder uses The HELPcard® to purchase goods and services between $1,000 and $5,000 but credit limits exceeding $7,500 are not uncommon. All of The HELPcard® Credit Cards are issued thru CIT Bank of Utah.
