The HELPcard^®provides revolving credit financing for your consumers' out-of-pocket healthcare expenses. The bottom line is that the provider is paid at the time services are rendered. It can be used to replace or supplement any in-house or third party billing and collections system.

The application process is simple. Consumers may apply for a HELPcard^® while at your office. The application can then be telephoned or faxed to The HC Processing Center, toll free, for immediate processing. Approval turnaround is as quick as 5 minutes.

Once approved, charges may be submitted the same day the healthcare services are received.

Provider Benefits:

• Increase profitability and cash flow - receive payment at the time of service.
• Improve collections - decrease or eliminate in-house billings.
• Broaden consumer base - offer financial flexibility to reach more patients.
• Build consumer loyalty - revolving credit encourages repeat business.
• Offer a more complete healthcare program - low monthly payments afford consumers the opportunity to choose the best treatment